After working together in the mortgage brokerage business for three years, beginning in 1980, Lloyd Pine and Mike Seligman left to join another NYC mortgage brokerage firm, where they met Marc Haves, who started in the real estate industry in 1971. The three of them worked together for four years until 1987, when they formed Haves, Pine & Seligman (HPS).

It is highly unusual for partners to be together for over 32 years, especially in the real estate industry. Honesty and integrity have been the foundation for our success. Many of our clients have trusted us with their financing needs for decades. We believe the three of us offer different skills to the financing process and our results show how well we work together as a team.

In addition to closing thousands of real estate loans as mortgage brokers, HPS has invested in numerous properties (see Properties Owned). We have also been an active Lender of private loans (see Private Bridge Loans) and an investor in two successful businesses (see Other Investments).

We welcome the opportunity to meet with you and discuss how we can work together to help you with either debt or equity financing.